What Employees Really Want from Benefits in 2025 — and How Unum Delivers

The way we work has changed — and so have expectations around benefits. In 2025, employees are looking beyond basic healthcare and PTO. They want support that aligns with their lifestyles, values, and long-term goals.

For employers, this means rethinking how benefits are packaged, communicated, and delivered.

Enter Unum — a provider that understands the modern workforce and delivers benefits that actually matter to people.

Let’s explore what employees want in 2025, and how Unum is meeting them with clarity, care, and innovation.

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👥 Top 5 Things Employees Want from Benefits in 2025

1. Mental Health and Emotional Support

What they expect:

• Counseling that’s easy to access
• Mental health parity with physical care
• Ongoing stress management tools

How Unum delivers:

• Free counseling through EAP
• Support for anxiety, grief, parenting, and work stress
• On-demand tools, wellness portals, and trauma response services

🧠 Mental wellness isn’t an extra — it’s a core benefit, and Unum treats it that way.

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2. Flexibility and Portability

What they expect:

• Coverage that follows them if they leave
• Options for gig, remote, and hybrid workers
• Minimal paperwork and easy enrollment

How Unum delivers:

• Portable life insurance and conversion options
• Digital platforms for self-service and mobile access
• Plans built for distributed workforces

📦 With Unum, benefits aren’t tied to a desk — they move with your people.

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3. Income Protection and Financial Wellness

What they expect:

• Disability coverage that actually pays the bills
• Simple, transparent communication around money
• Financial literacy and planning support

How Unum delivers:

• Short- and long-term disability insurance for wage replacement
• EAP financial coaching and legal assistance
• Life insurance that supports families — not just forms

💰 Employees are stressed about money. Unum helps them breathe easier.

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4. Family-Centric Leave and Coverage

What they expect:

• Paid parental and caregiving leave
• Child and partner protection
• Support during major life transitions

How Unum delivers:

• Maternity and paternity coverage through disability + leave
• Riders for spouse/child life insurance
• Bereavement, bonding, and eldercare support via EAP

👨‍👩‍👧 Family matters — and Unum helps employers show it.

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5. Tech-Enabled, Human-Focused Access

What they expect:

• Benefits they can access on their phone
• Fast answers without phone trees
• Clear dashboards, no confusion

How Unum delivers:

• Mobile-friendly portals and digital claims
• Integration with HRIS systems
• Educational videos, live chat, and user-friendly enrollment

📲 Tech that feels like consumer tech — not 2005 intranet.

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🧠 Real Feedback from the Modern Workforce

“I want to know my mental health is covered without awkward conversations.”
“I need life insurance that covers my partner — and moves with me.”
“Open enrollment shouldn’t feel like a test. Just give me simple info.”

Unum listens — and adapts. That’s why they’re trusted by millions of employees across industries.

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📊 What Makes Unum Different in 2025?

Modern Employee Expectation	How Unum Meets It
Mental health integration	Built-in EAP + digital wellness tools
Work-life adaptability	Remote-ready platforms and flexible plans
Simplified financial protection	Easy-to-use disability + life insurance
Family support	Riders, bonding leave, eldercare resources
Digital-first experience	Mobile portals, paperless claims, fast help

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✅ For Employers: Why This Matters Now

Employees in 2025 are:

• Multigenerational (Gen Z to Boomers)
• Mobile and flexible in how they work
• Focused on mental, physical, and financial well-being
• Quick to leave if benefits don’t match their values

Unum helps HR teams stay ahead by offering:

✔️ Plans that scale across teams
✔️ Resources to improve engagement
✔️ Digital tools that save time
✔️ Support for employee needs — not just policies

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Final Thoughts

The future of work demands the future of benefits. Employees want to be seen, supported, and empowered — not buried in paperwork and jargon.

With Unum, you can give them:

✔️ Modern protection
✔️ True flexibility
✔️ Family-first solutions
✔️ A better experience

👉 Want to deliver benefits that meet expectations — and exceed them? Unum is already there.